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Christopher Ariano

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So far Christopher Ariano has created 103 blog entries.

How Much Debt is Needed to File Bankruptcy in Arizona?

How Much Debt is Needed to File Bankruptcy in Arizona?

A lot of people aren’t sure when enough is enough. When it comes to bankruptcy, how bad does the situation have to get before you decide to file a Chapter 7? The answer to that question is different for everyone. Some people have been struggling with […]

What is the Difference Between a Debt and Bill?

What is the Difference Between a Debt and Bill?

Most of us talk about our bills and debts as if they’re the same thing. The truth is that there’s a big difference between the two. Yes, when it comes to both debts and bills, it’s about you owing people money. However, for bankruptcy purposes, they […]

Can You Choose What Debts are Included in Bankruptcy?

Can You Choose What Debts are Included in Bankruptcy?

Filing for bankruptcy isn’t like going shopping. You can’t choose which debts you want to keep and which ones you want to get rid of. For the most part, it’s an all or nothing scenario. With a few exceptions, if you’re filing bankruptcy, you must include all […]

Filing for Bankruptcy in Arizona Without a Lawyer

Filing for Bankruptcy in Arizona without a Lawyer

Deciding whether you want to file bankruptcy is one of the hardest questions you’ll ever have to ask yourself. Nobody wants to file bankruptcy. It’s not a fun process. People who think it’s an easy way to get out of paying their debts haven’t been through it before. […]

Is Bankruptcy a Good Option for Me?

Is Bankruptcy a Good Option for Me?

With COVID-19 shutting down, a lot of people are out work. Companies are closing their doors and other business owners are cutting their staff. They can’t afford to keep their employees on-board. This menas that a lot of people are unemployment. People who have never received a dime from […]

What’s the Difference Between a Chapter 7 and 13 Bankruptcy?

What’s the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

More people are considering filing bankruptcy today than this country’s seen in a long time. Whenever the country goes through a recession, the number of bankruptcy filings in Arizona go up. This makes perfect sense. When people are out of work, they can’t pay their bills. […]

Is Bankruptcy Really a Fresh Start?

Is Bankruptcy Really a Fresh Start?

The ideas are in bankruptcy have had a roller coaster experience over the last two decades. Initially, with a high rise of people filing for bankruptcy through the 90s, it had a load through the early 2000, before spiking again in 2005 and then another lull until the 2009 recession. […]

Why Do People File for Bankruptcy in Arizona?

Why Do People File For Bankruptcy in Arizona?

With severe instability throughout the economy, many people are wondering if it’s the right time to file for bankruptcy. However, the most common reason that Americans file for bankruptcy is relatively surprising. Surely in recent months, many people have racked up tens of thousands in credit card debt, […]

Arizona Bankruptcy Filing Fee

Arizona Bankruptcy Filing Fee

When you decide to file for bankruptcy in the state of Arizona, you will be required to pay fees. These fees are for the courts and not for your lawyer. Your lawyer will advise you of the fees you are required to pay to them. Each type of filing will require a […]

Bankruptcy Exemptions in Arizona – Part Four

To finish off the series on Arizona’s bankruptcy exemptions is a unique set of exemptions. These exemptions may not apply in every proceeding,

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