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Christopher Ariano

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So far Christopher Ariano has created 57 blog entries.

Motion to Lift the Automatic Stay: What is it?

Motion to Lift the Automatic Stay: What is it?

After you do your bankruptcy filing in Arizona, an automatic stay will become effective. This stay prevents debt collection efforts and attempts on behalf of creditors to contact you. The stay, however, is not an absolute. Creditors can ask for its removal under certain […]

Filing Bankruptcy When Unemployed in Arizona

Filing Bankruptcy When Unemployed

Financial struggles will make you look for all possible ways out of the situation. Bankruptcy is one of the options that Arizona residents consider when they’re overwhelmed by debt. The bankruptcy terms and conditions are often misunderstood and one common question focuses on whether filing bankruptcy when unemployed is possible.

Bankruptcy Chapters and […]

Best Effort Requirement in Chapter 13 bankruptcy

What is the Best Effort Requirement in Chapter 13 Bankruptcy?

Chapter 13 bankruptcy makes a lot of sense for Arizona families that are experiencing debt and financial burden. If you are considering this chapter, you will need to acquaint yourself with the requirements. The best effort requirement in Chapter 13 bankruptcy is one of the essentials […]

Will Bankruptcy Affect Future Employment?

Will Bankruptcy Affect Future Employment?

So many questions will have to be answered before a bankruptcy filing! An important one focuses on employment and your chances of keeping a job or finding a new one in the future. So, will bankruptcy affect future employment?

People experiencing financial trouble worry that they may lose their job after the […]

Should You Liquidate Your Business before Filing Bankruptcy?

Should You Liquidate Your Business Before Filing Bankruptcy?

As a business owner, you face the challenging task of keeping personal and professional finances separated from each other. The challenge is particularly big for self-employed individuals and those who run a small or a home-based company. Once you find yourself in financial trouble, you’ll find it difficult […]

Does Bankruptcy Discharge Arizona State Tax Debt?

Does Bankruptcy Discharge Arizona State Tax Debt?

Arizona residents have to deal with an array of state taxes. These include a 37.3 percent property tax, a 12.3 percent income tax, sales and gross receipt taxes, as well as a corporate income tax. When a person finds themselves incapable of paying state taxes, debt will accumulate. If you’re […]

Is it Possible to Reopen a Bankruptcy Case?

Is it Possible to Reopen a Bankruptcy Case?

Upon the issuing of a discharge, your Arizona bankruptcy case is going to be closed. In certain circumstances, however, a bankruptcy case could be closed without a discharge. If this happens, you have the right to ask to reopen a bankruptcy case for court reconsideration.

Situations in Which it […]

Can You Switch Between Chapter 7 and Chapter 13 Bankruptcy?

Can You Switch between Chapter 7 and Chapter 13 Bankruptcy?

Imagine the following scenario – you are in the middle of bankruptcy filing when you get a better attorney who has a new suggestion for you. Is it possible to switch from one bankruptcy chapter to another in the middle of the process? There are good enough […]

The Difference Between Secured and Unsecured Debt

The Difference between Secured and Unsecured Debt

When considering a bankruptcy filing, you will have to understand the difference between secured and unsecured loans. Under Arizona debt regulations, these two varieties are treated separately. Debt is not created equal and it will determine whether bankruptcy is the right option for you. Let’s see the difference between […]

How Long After Chapter 7 Bankruptcy Can You File Chapter 13?

How Long After Chapter 7 Bankruptcy Can You File Chapter 13?

Chapter 7 bankruptcy filing is a tool you can use to discharge some of your debt and experience financial stabilization. What happens, however, if you fail accomplishing your financial goals through it? Can you file bankruptcy again? A person who has received a discharge via Chapter […]

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