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Christopher Ariano

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So far Christopher Ariano has created 61 blog entries.

Reaffirmation Agreements in Bankruptcy Cases

Reaffirmation Agreements in Bankruptcy Cases

A Chapter 7 bankruptcy features asset liquidation for the purpose of getting debt dismissed. In some situations, however, a debtor may enter a reaffirmation agreement with a creditor. The reaffirmation agreements in bankruptcy cases mean that you as the debtor will have to continue making loan payments as if the bankruptcy […]

Involuntary Bankruptcy in Arizona: What is it?

Involuntary Bankruptcy in Arizona: What is it?

When going through financial hardships, you are given multiple options to choose among in order to address the situation. Bankruptcy is one of these options and you can pick it at your own free will. There are circumstances, however, in which the bankruptcy is not voluntary. Forced or involuntary […]

How Will My Spouse’s Bankruptcy Filing Affect Me?

How Will My Spouse’s Bankruptcy Filing Affect Me?

If you are married, you have to think about the impact your decisions will have on your closest people. Bankruptcy is one such major decision that will definitely affect your spouse and your children. Many people in Arizona are not sure about the way in which a spouse’s bankruptcy […]

Vehicle Repossession and Arizona Bankruptcy Regulations

Vehicle Repossession and Arizona Bankruptcy Regulations

When debt accumulates, a person faces serious consequences and potentially aggressive efforts on behalf of creditors to collect. These efforts could include the repossession of a vehicle. Can a vehicle repossession occur during bankruptcy proceedings, what rights to debtors have and how can they challenge creditors? The following guide will […]

Motion to Lift the Automatic Stay: What is it?

Motion to Lift the Automatic Stay: What is it?

After you do your bankruptcy filing in Arizona, an automatic stay will become effective. This stay prevents debt collection efforts and attempts on behalf of creditors to contact you. The stay, however, is not an absolute. Creditors can ask for its removal under certain […]

Filing Bankruptcy When Unemployed in Arizona

Filing Bankruptcy When Unemployed

Financial struggles will make you look for all possible ways out of the situation. Bankruptcy is one of the options that Arizona residents consider when they’re overwhelmed by debt. The bankruptcy terms and conditions are often misunderstood and one common question focuses on whether filing bankruptcy when unemployed is possible.

Bankruptcy Chapters and […]

Best Effort Requirement in Chapter 13 bankruptcy

What is the Best Effort Requirement in Chapter 13 Bankruptcy?

Chapter 13 bankruptcy makes a lot of sense for Arizona families that are experiencing debt and financial burden. If you are considering this chapter, you will need to acquaint yourself with the requirements. The best effort requirement in Chapter 13 bankruptcy is one of the essentials […]

Will Bankruptcy Affect Future Employment?

Will Bankruptcy Affect Future Employment?

So many questions will have to be answered before a bankruptcy filing! An important one focuses on employment and your chances of keeping a job or finding a new one in the future. So, will bankruptcy affect future employment?

People experiencing financial trouble worry that they may lose their job after the […]

Should You Liquidate Your Business before Filing Bankruptcy?

Should You Liquidate Your Business Before Filing Bankruptcy?

As a business owner, you face the challenging task of keeping personal and professional finances separated from each other. The challenge is particularly big for self-employed individuals and those who run a small or a home-based company. Once you find yourself in financial trouble, you’ll find it difficult […]

Does Bankruptcy Discharge Arizona State Tax Debt?

Does Bankruptcy Discharge Arizona State Tax Debt?

Arizona residents have to deal with an array of state taxes. These include a 37.3 percent property tax, a 12.3 percent income tax, sales and gross receipt taxes, as well as a corporate income tax. When a person finds themselves incapable of paying state taxes, debt will accumulate. If you’re […]

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