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What Happens to a Creditor Not Listed in Bankruptcy in AZ?

What Happens to a Creditor Not Listed in Bankruptcy in AZ?

One of the biggest mistakes you can make with your bankruptcy is forgetting to list a creditor. If you forget to include them, they can come after you for the money down the road. Rather than risk this happening, have an experienced Arizona bankruptcy attorney […]

How Much Debt is Needed to File Bankruptcy in Arizona?

How Much Debt is Needed to File Bankruptcy in Arizona?

A lot of people aren’t sure when enough is enough. When it comes to bankruptcy, how bad does the situation have to get before you decide to file a Chapter 7? The answer to that question is different for everyone. Some people have been struggling with […]

What is the Difference Between a Debt and Bill?

What is the Difference Between a Debt and Bill?

Most of us talk about our bills and debts as if they’re the same thing. The truth is that there’s a big difference between the two. Yes, when it comes to both debts and bills, it’s about you owing people money. However, for bankruptcy purposes, they […]

Can You Choose What Debts are Included in Bankruptcy?

Can You Choose What Debts are Included in Bankruptcy?

Filing for bankruptcy isn’t like going shopping. You can’t choose which debts you want to keep and which ones you want to get rid of. For the most part, it’s an all or nothing scenario. With a few exceptions, if you’re filing bankruptcy, you must include all […]

Can You File Bankruptcy on Payday Loans in Arizona?

Can You File Bankruptcy on Payday Loans in Arizona?

Can You File Bankruptcy on Payday LoansWhen you have difficulties dealing with day to day expenses, you can easily fall in the trap of payday loans. While they may seem like a life-saving option at the time being, payday […]

Does Bankruptcy Discharge Arizona State Tax Debt?

Does Bankruptcy Discharge Arizona State Tax Debt?

Arizona residents have to deal with an array of state taxes. These include a 37.3 percent property tax, a 12.3 percent income tax, sales and gross receipt taxes, as well as a corporate income tax. When a person finds themselves incapable of paying state taxes, debt will accumulate. If you’re […]

The Difference Between Secured and Unsecured Debt

The Difference between Secured and Unsecured Debt

When considering a bankruptcy filing, you will have to understand the difference between secured and unsecured loans. Under Arizona debt regulations, these two varieties are treated separately. Debt is not created equal and it will determine whether bankruptcy is the right option for you. Let’s see the difference between […]

Your Arizona Utility Bills and Bankruptcy Proceedings

Your Arizona Utility Bills and Bankruptcy Proceedings

While utility bills are a mundane monthly expenditure, they can add up to a hefty sum. If you’re already struggling financially, chances are that you’re overwhelmed by the utility bills. Filing an Arizona bankruptcy is a good option for debt management but does it have any impact on utility […]

Alternatives to Bankruptcy

Introduction to Alternatives to Bankruptcy

introduction to alternatives to bankruptcyConsidering whether bankruptcy is an appropriate option for you is a complicated process and varies for each person. If you decide to declare bankruptcy, the process could affect more than just your credit. Declaring bankruptcy could affect your reputation […]

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